We provide
for ambitious enterprises*

rapid loans

Quay Choices is a principal lender dedicated
to providing small and medium-sized businesses
with quick and efficient loan solutions.
*Who can we help?
Quay Choices is a principal lender dedicated to providing small and medium-sized businesses with quick and efficient loan solutions.
UK Limited Companies with 18+ months of trading
Businesses with a UK resident director and a local bank account

We provide
for ambitious enterprises*

rapid loans

Quay Choices is a principal lender dedicated
to providing small and medium-sized businesses
with quick and efficient loan solutions.
*Who can we help?
Quay Choices is a principal lender dedicated to providing small and medium-sized businesses with quick and efficient loan solutions.
UK Limited Companies with 18+ months of trading
Businesses with a UK resident director and a local bank account

Simplified Application Process

Our streamlined process delivers quick results. Your business could be approved for a loan within 24 hours, with funds available in just 2 days.
Get the green light in 24 hours
and access your funds promptly.
01
Apply in minutes
Start your journey with filling our quick online form.
02
Choose a sum
Borrow up to £500,000 with repayment plans tailored to your needs.
03
Get fast-approved
Get the green light in 24 hours and access your funds promptly.

Why Choose Quay Choices?

Competitive Interest Rates
No industry overlooked, we finance all sectors
No hidden fees; transparency from the start
Versatile loan options, including fixed-term and revolving credit
No effect on your credit score for applying

Quick Loan Calculator

Estimate your repayments with our online calculator below. The actual rate for your loan will be determined by your specific circumstances.
Credit Calculator

Weekly Payment: 0 GBP

QUAY FAQ

We answered all the frequently asked questions for you:
Will applying for a business loan affect my credit score?
Submitting an application will not affect your credit score. We conduct soft inquiries and evaluate the application criteria, which do not impact your credit score.
Can I repay early?
Yes, you have the option to make early repayments, and we won’t charge any additional fees.
How are you different from a bank?
As an independent lender, we base our decisions on the criteria in the application form. Although we can offer funds more swiftly than traditional banks, collateral, guarantees, or security will be required for a loan.
How long does the process take?
Applying for our small business loans takes just 5 minutes, and in most cases, you'll receive a decision within 24 hours. Once approved, we aim to deposit the funds into your bank account within 48 hours.
What can I use my loan for?
You can use your loan to expand your business, including increasing your inventory, renovating your premises, hiring additional staff, investing in marketing and sales initiatives, or improving your overall cash flow to strengthen your business operations.
What if I require further funds?
If you need additional funds,
we can explore the option of increasing your loan. We typically consider this once a portion of your existing loan has been repaid. A secondary application and assessment will be required.
Apart from the interest will there be any additional fees?
For simple loans, usually not. However, if the security requirements are complicated, there may be some legal or administrative fees, but we will inform you about these in advance.


Please note, that there are
no application fees.
Is a personal guarantee required?
Depending on the business turnover and specific circumstances, a personal guarantee may be required.
How is the weekly repayment calculated?
It is determined by the desired loan amount and the chosen repayment period in weeks, calculated at a rate we'll confirm. We make necessary adjustments to accurately calculate your fee over the specified period. The interest rates may change. The loan calculator and final decision will reflect updated rates upon the full submission of an application.

Contact us

If you have any questions, or if are not a UK limited company (i.e. your business is a sole trader, partnership or limited liability partnership):
Ready to Boost Your Business?
Apply now and let us help you achieve your goals!
© Quay Choices, 2024
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